PINE CREEK INSURANCE · MEDIGAP ILLUSTRATION

Compare Medigap Plans Side by Side

One medical scenario. Compare your medical costs and premiums.

1. Customize Your Medicare Scenario

Enter the same Part A and Part B amounts for all four options. Values update the comparison automatically.

Part A approved amount ($)Not a hospital bill or confirmed DRG payment.

Part B approved amount ($)

Part A deductible ($)2026 example; update for 2027.

Part B deductible ($)2027 projection; editable.

High-deductible limit ($)

Part B deductible met ($)

High deductible met ($)

Plan N Copays (Office/ER)One illustrative copay; real visits vary.

Plan K OOP limit ($)

Plan L OOP limit ($)

K and L qualifying out of pocket accumulated ($)

2. Side-by-Side Comparison

Choose how many plans to compare, then enter their monthly premiums.

Number of plans to compare

Blue = Original Medicare pays · Orange = You pay (medical) · Green = Medigap pays · Purple = annual Medigap premium. The purple segment is an additional cost, not part of the medical bill. The bottom-line comparison is your medical cost plus 12 monthly Medigap premiums. Part B and Part D premiums are excluded.